Wallet & member card

A member card that keeps progress close.

A wallet member card is a digital loyalty card a customer keeps on their phone: either a pass saved into Apple Wallet or Google Wallet, or a hosted member page that opens in any browser with nothing to install.

See the rhythm

Small moments, made visible.

Three views of the same promise: recognize the visit, show progress, and give the team a clear next step.

Sample member-card readiness view

Progress stays readable.

ProgressShown in the member experience
ReadinessConfigured and published only through existing merchant controls
Member experience

Keep the card connected to the program.

The sample illustrates information hierarchy only; it does not represent a live member, balance, or pass state.

Your brand, carried closer

Unmistakably yours.
Every time they return.

The morning coffee spot. The favourite salon. The shop around the corner. Explore a different member-card look for every kind of regular.

See the member card

Design examples, not live passes. Wallet availability depends on merchant configuration. Review Wallet & card settings

Same lovely customer. A different next chapter.

Leave the paper behind.
Keep the personal touch.

See what changes when the reward—and the relationship—has a place to live.

01 — 05 / THE EVERYDAY DIFFERENCE

A familiar face.
A connected experience.

01Progress
Visible on a member card
02Member history
Recorded on the member profile
03Owner review
Review activity in your workspace
04At the counter
Paired scanner or email lookup
05Reward moment
Review eligibility and redemption

An illustrative workflow comparison, not a performance benchmark. Program settings and configured connections determine availability.

Explore the full comparison
Made to show the experience. No customer data.

What a wallet member card actually is

Two different things get called the same name, and the difference decides what you can run this month.

A wallet pass is a small signed file the business issues. The customer saves it once, and it sits in the Apple Wallet or Google Wallet app already on their phone, next to their boarding passes and transit cards. There is no separate app to install and nothing to search for in a store.

A hosted member page is a web page for one customer at one shop. It opens in whatever browser the phone already has, shows the same balance and rewards, and can be added to the home screen so it behaves like an app. Rewardfinity gives every member one of these at a fixed address.

Both are the customer’s copy of a relationship the shop already has. Neither replaces the counter: the point of either card is that a customer can prove who they are in one scan while a queue is forming behind them.

Why customers cannot add a shop’s loyalty card themselves

The most common question about Apple Wallet loyalty cards has an unwelcome answer: a customer cannot add an arbitrary shop’s card on their own, and no setting is hiding it.

A wallet pass is issued and cryptographically signed by the business that owns it. Apple requires a pass type identifier and a signing certificate tied to a paid developer account, plus Apple’s own intermediate certificate, before a phone will accept the file at all. Google requires an issuer account and a service-account key before it will mint a save link. A phone rejects an unsigned pass, which is exactly what stops anyone from forging a card that grants rewards.

So the practical answer to “can I add my local café’s loyalty card to Apple Wallet” is: only if that café’s loyalty software issues one. The shop is the issuer. That is also why large chains with their own development teams have wallet passes and most independent shops do not.

  • A pass a customer builds by hand is not connected to any shop’s balance — it is a picture of a card.
  • Scanning a paper card into a note or a photo album does not make it a wallet pass either.
  • If a shop’s card can be saved to a phone wallet, the shop’s loyalty provider issued it.

Which card options a Rewardfinity shop can run today

This is the honest state of each option rather than a feature list. Two of the five rows are not something a shop can switch on today, and it is better to read that here than to discover it after printing signage.

Member card presentation options and their current availability
Card optionState todayWhat it depends on
Hosted member pageAvailableA browser. Members open their card from an emailed sign-in link — no password, and nothing to install.
Add to home screenAvailableThe browser’s own install action. The installed card still needs a connection; it is not an offline copy.
Web push remindersAvailable with permissionThe member granting notification permission in their browser. Permission is per member and revocable.
Google Wallet passA configured pathGoogle Wallet issuer credentials configured for the account before any save link can be produced.
Apple Wallet passDark for public launchApple Wallet public launch remains dark pending its physical canary. The badge stays hidden while it is dark.

Read “a configured path” as built and credential-gated, not as switched on. Confirm the exact state for your account before promising a customer a wallet pass.

What a saved pass does, and what it does not

Wallet passes are often sold on an ability they do not uniformly have, so these are the boundaries as built.

A saved pass is not a live window onto a balance. Rewardfinity’s Google Wallet object carries the points balance recorded at the moment the member saved it; it changes when the member saves the card again, not on the next purchase. The Apple pass is built to update on every earn and redemption, and its delivery leg stays gated with the rest of the Apple path.

The two passes also carry different barcodes. The Apple pass carries the signed credential the counter scanner accepts. The Google pass carries the member’s own card link instead, so it is a way back to the card rather than a counter-scan credential.

Rewardfinity cannot push a message into a saved pass. Some loyalty tools can, and if wallet-native messaging is the reason you are buying loyalty software, weigh that seriously. Reminders here reach the member page through web push, for members who granted permission.

The card that works on every phone today

The hosted member page is the option with no gate in front of it, and for a shop opening a program this month it is the one that matters.

A customer scans a printed QR code at the counter, gives an email address, and opens their card from the link that arrives. No install, no app-store review, no password to reset later. It renders the same on a four-year-old Android as on a new iPhone, which a wallet pass does not — a pass depends on which wallet app the customer carries.

The counter flow is one scan. The member shows the QR on their card, a staff member scans it, and the earn or redemption is attributed. That works whether or not a wallet pass is ever issued.

On the Free plan a shop can hold 100 members before choosing a paid plan. A shop adding ten members a week reaches that in ten weeks — 100 ÷ 10 = 10. Illustrative example, not a customer result: ten a week is an assumption, and the arithmetic is there so you can substitute your own number.

Questions people ask

Can you add loyalty cards to Apple Wallet?
Yes, but only cards a business issues. A wallet pass is signed by the shop’s loyalty provider, and Apple will not accept an unsigned one, so a customer cannot add a shop’s card manually. If a shop offers a wallet card, its provider generates it and the customer taps a link to save it. Rewardfinity builds these passes, and the Apple path stays dark for public launch pending its physical canary.
Does Apple Wallet hold loyalty cards?
It does. Alongside payment cards, Apple Wallet holds store cards, coupons, tickets and boarding passes. A loyalty card appears as a store card showing a balance and a barcode the counter can scan. The limit is not the wallet, it is issuance: the card has to be created and signed by the business whose rewards it tracks.
How do you add a loyalty card to Apple Wallet?
From the business, not from the wallet app. The shop sends a link or shows a code; opening it on the phone offers an Add button, and the pass lands in Apple Wallet. There is no way to type a shop’s loyalty card in by hand, and no import from a photo of a paper card. If no link exists, that shop does not issue passes.
What loyalty cards work with Apple Wallet?
Any card whose issuer generates a signed pass. In practice that means large chains with development teams, plus independent shops whose loyalty software supports it. Whether a card is available is a question about the shop’s provider rather than about the phone. A shop can also run a loyalty card entirely in the browser, which works on every phone regardless of wallet support.
Can you add loyalty cards to Google Wallet?
Yes, through the same issuing model. The business creates a loyalty object through Google’s issuer API and sends a save link. Rewardfinity’s Google Wallet path is built and gated on issuer credentials being configured for the account. Once saved, the balance shown reflects the moment of saving rather than updating on each purchase.
Is there a free Apple Wallet loyalty card for my business?
Issuing Apple Wallet passes needs a paid Apple developer account, so the pass itself is never free to issue. What can be free is the loyalty program: Rewardfinity’s Free plan covers 100 members, points and one stamp card, with a hosted member page customers open in a browser. That card costs nothing and needs no developer account.
Rewardfinity Staff

For your team at the counter

Your counter.
Now connected.

Give staff one focused place to find a member, record a visit and help with a reward. Customers use their member card—they do not need the staff app.

For iPhone. Account setup and device pairing are completed separately.

Rewardfinity

See the next safe step for your program.

Start from the merchant sign-in flow, or contact support to evaluate the operating path that fits your store.